Freeware and Full Pc Downloads

AceMoney Lite
Personal finance manager

AceMoney Lite makes it easy to manage a checkbook, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, transfer among accounts, and even do on-line banking.
The account information can be shared or password protected. The program offers an easy to use interface that is straight forward and much easier to use than most commercial packages. Yet it offers everything you need to balance your personal bank account and keep track of where your money is going. The free version is limited to one bank account.

Win 98/Me/NT/2000/XP

IngenMoney Pro V 3.0

An ingenious solution to easily gain 100% control of your personal finance. The logical and lively interface blends-in naturally with the way most of us foresee our day-to-day finance.
Your budget figures are loaded onto a dynamic virtual calendar that rolls as time go by. Bills are handled by an automatic distribution of your income every time revenues are processed.
When due-dates are around the corner, obligations roll-in on your calendar, guidance lights comes on, and the money is there.
You will be aware of the funds available for your daily expenses at any given moments, which in turn prevents you from overspending, resulting in a much smoother and secure month-end.
The impact on your everyday finance will be significant. This is one financial tool you won't regret downloading.
Win 98/Me/NT/2000/XP/2003

TurboCASH
Open source accounting package

TurboCASH is much more than a simple 'home finances' or small business bookkeeping system (compare us to Quickbooks and Sage and see why).

Small business accounting software providers typically release a low-end product for £100 that excludes such basic features as stock control. TurboCASH includes most functions a business will ever need: debtors, creditors, general ledger, full stock control, VAT accounting, invoicing, bank reconciliation, trial balance, balance sheet and income statements, full reporting and analysis, as well as mutli-company and multi-user capabilities.

TurboCASH accounting software is flexible. It can be configured for any country and any small business. We currently have chart of accounts available for free download for the UK and USA. More countries are being added continually. We have embraced the General Public License, and strive to provide powerful small business accounting software that doesn't break the bank

Win 98/Me/2000/XP

Elohai Free Accounting

Elohai is a free accounting software for home, small to
medium scale businesses.
Track your inventory, manage your sales and keep track with your money. With elohai you can see your profits right on target.
Most of the accounting software today are a pain to use. Its either they overwhelm the user with too many features or its just plain complex. Elohai has a user-friendly interface that is fit for the casual user.
It has a comprehensive help guide that is similar to the office assistant. There's always a help guide that will assist you everywhere in the program.
Full technical support is provided just visit http://elohai.livejournal.com and post your comments.
and we are constantly updating with feature requests and compatibility issues.
Win 98/Me/NT/2000/XP/2003

Budget Ace

Budget Ace is a free personal budgeting program. You can use it to budget your personal finances and track your spendings. The program has graphs and reports to give you a visual representation of your budget.

The program simply allows you to enter your paycheck information for each month. You can create categories and budget spendings for each of those categories. The program allows you to copy categories and paycheck information from the previous month so that you don't have to recreate them every month. The has graphs and charts to give you a visual representation of your budget. The program can even estimate what you should budget for each category based on your previous spendings.

Note: Budget Ace is a free download, but the download will have restrictions. There is no time limit, however, there will be parts of the program that will not function without purchasing the product.
Win 98/2000/XP

Mortgage Loan Calculator Plus

Amortization schedule creator - Create a customizable amortization schedule for your mortgage loan. Supports standard and bankers rounding methods.

Basic Calculator Plus - This built in calculator handles multiplication, addition, subtraction, and division as one might expect. Also, through the use of its multi-function button, can find square roots, power of (finds the result of a number raised to the exponent power), metric to U.S. measures conversion, U.S. to metric, convert Celsius to Fahrenheit, Fahrenheit to Celsius, Kelvin to Fahrenheit/Celsius, and solves common percent problems. Calculation results are displayed in a "visual" window for easy tracking. and much more...
Win 95/98/Me/NT/2000/XP

GFP
Personal Finanace Manager

GFP is a Personal Finance Manager that uses a different approach to help people organize their finances, it’s focus is the real account (bank account, account saving and others), while other software focuses on accounting accounts. So while in a typical finance manager you create accounts related with some aspects you want to control (expenses, gas expenses, food expenses, income, payment, and even real accounts like bank accounts) and make transactions with these accounts, in GFP these accounts are considered as categories, under the user perspective, and user can create real accounts and make transactions with them, providing a type for each transaction.
Win 98/Me/2000/XP

tdf Budget

tdf Budget is our free personal budgeting software designed to help you organize personal finances. It is a tool to help you save more money or get out of debt.

It is simple to enter all of your outgoing daily, weekly, fortnightly or monthly expenses to automatically calculate annual budgets. Items are categorized so you can identify in which areas you are spending too much money. The budget comparison feature allows you to setup multiple budgets and compare them side by side to work out a strategy of spending that is best suited to attaining your financial goals.

Our personal budgeting software is also very easy to use. You won't need a financial degree in order to learn to use it. Nor will you waste your precious weekends entering wads of financial data. tdf Budget has to be one of the simplest personal budgeting programs available.
Win 95/98/ME/NT/2000/XP

TabKeeper

TabKeeper is a free software utility designed to keep track of "tabs" of money owed. It was originally designed to help ease the confusion of sharing bills with roommates and also keep track of all bills in one place. TabKeeper can easily be used to keep track of business-related invoices.

Automatically Saves Current File upon exit.
Optionally Logs every tab deletion.
Quickly change color schemes to make program more exciting.
Keep track of infinite tabs with linked list architecture.
Free Updates, feature requests
Win 98/Me/NT/2000/XP

Budget Tracker

Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Each month you can enter in a number of specific monthly expenses including Rent/Mortgage, Utilities, Grocery, Entertainment, Phone, Medical, Clothing, and more. Each of these is tracked per month, but also a running average is kept for each expense over time. So you can see just how much you spend on average for specific items.

Budget Tracker is designed to be easy to enter all your expense data. All the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker’s goal is to help you get a grip on where your money is going allowing you to better manage your finances.
Win 95/98/Me/NT/2000/XP/2003

Credit Card Math 10th Anniversary Edition

Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt. Credit Card Math will give you the knowledge you need to get yourself out of debt fast, save money and beat credit card issuers at their own game.

Learn why it takes so long to pay off credit cards
Find out how to save thousands in credit card interest penalties
Learn how to develop a Rapid Debt Reduction Plan
Discover common credit card traps and learn how to avoid them
And much, much, more...
Win 95/98/Me/NT/2000/XP

Money Manager Ex
Personal finance software

Money Manager is a free, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. Of course, it is not meant to compete with the 800 pound guerillas Microsoft Money and Intuit's Quicken, rather concentrating on simplicity and user-friendliness - something one can use everyday.
Money Manager is a .NET application and therefore requires the .NET framework to be installed to work correctly.

Win 95/98/ME/2000/XP/2003/Vista
Linux Binaries available for Ubuntu/Kubuntu/Xubuntu Linux(.deb), SuSE Linux (.rpm)
Mac (Experimental Support for Mac OS X 10.5)

Mortgage Manager Reduction

Since 1995 we´ve been assisting real estate investors and homeowners to save 100´s of thousands of dollars on their mortgages. Why pay back 3 times what you borrowed? A simple 3 minute download could save you 100´s of thousands of dollars on your home loan interest. No obligation and No change to your current mortgage agreement. Homeowners are accepted regardless of credit history. We are the only company in America who offers this free service.
Win 98/Me/2000/XP

BasicBudget

The BasicBudget application has been planned and developed for the person in the street with no experience of accounting, financial planning or advanced computing; the goal is to provide everyone with a software package that can allow them to manage there home and family finances is the most basic way possible.
Win 98/ME/NT/2000/XP

Home Bookkeeping Lite

You say you don't have the discipline to control your budgeting? With Home Bookkeeping, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt. Unlike the usual paper and electronic spreadsheets, Home Bookkeeping is your personal financial secretary and advisor. Graphical diagrams and income and spending planners will help you to stop wasting money and to start saving.
Win 98/Me/NT/2000/XP